What Is a Decimal?

A decimal is a way to write numbers that are not whole. The decimal point (the dot) separates the whole number part on the left from the fractional part on the right. For example, in the number 3.75, the 3 is the whole number and .75 means seventy-five hundredths — or three-quarters of a whole.

Decimals and fractions represent the same idea. 0.5 and 1/2 are identical in value. Understanding the connection between them makes both topics easier.

The Place Value Chart

Every digit in a decimal number has a specific place value. The chart below shows how the places are named. Notice that the places to the left of the decimal point are whole numbers, and the places to the right end in "-ths."

Thousands Hundreds Tens Ones . Tenths Hundredths Thousandths Ten-Thousandths
1,000 100 10 1 . 1/10 1/100 1/1,000 1/10,000
3 4 5 6 . 7 8 9 2

In the example row above, the number is 3,456.7892. Reading from left to right: 3 thousands, 4 hundreds, 5 tens, 6 ones, 7 tenths, 8 hundredths, 9 thousandths, 2 ten-thousandths.

  Place Value Visual for  47.356

  4   7  .  3   5   6
  |   |     |   |   |
  |   |     |   |   +-- thousandths (6/1000)
  |   |     |   +----- hundredths  (5/100)
  |   |     +-------- tenths       (3/10)
  |   +------------- ones          (7)
  +----------------- tens          (40)
    

Reading Decimals Aloud

There is a simple rule: read the whole number part normally, say "and" for the decimal point, then read the digits after the point as if they were a whole number, followed by the name of the last place value.

Examples:
  • 0.7 — "seven tenths"
  • 3.4 — "three and four tenths"
  • 12.08 — "twelve and eight hundredths"
  • 0.125 — "one hundred twenty-five thousandths"
  • 9.0034 — "nine and thirty-four ten-thousandths"
Common mistake: People often say "point seven" instead of "seven tenths." While that is acceptable in casual speech, saying the proper place value name shows real mathematical understanding and is what your teacher expects on tests.

Adding and Subtracting Decimals

The one rule that makes decimal addition and subtraction work is: line up the decimal points. When the decimal points are vertically aligned, each digit is in the correct column and you can add or subtract normally.

Example 1: Add 14.6 + 3.27
   14.60    <-- write a zero to fill the empty place
 +  3.27
 -------
   17.87
      

Line up the decimal points, add trailing zeros so both numbers have the same number of decimal places, then add column by column from right to left.

Example 2: Subtract 8.5 - 2.73
   8.50    <-- add a zero placeholder
 - 2.73
 ------
   5.77
      

From the hundredths column: 0 - 3 requires borrowing. Borrow from the tenths column: 10 - 3 = 7. Continue borrowing as needed up the columns.

Tip: Always write in trailing zeros to make all numbers the same length after the decimal point. This prevents column-alignment errors.

Multiplying Decimals

When multiplying decimals, you do NOT need to line up the decimal points. Instead, follow these three steps:

  1. Ignore the decimal points and multiply the numbers as if they were whole numbers.
  2. Count the total number of decimal places in both original numbers combined.
  3. Place the decimal point that many places from the right in your answer.
Example: 2.4 x 1.3
  Step 1: 24 x 13 = 312

  Step 2: 2.4 has 1 decimal place
          1.3 has 1 decimal place
          Total = 2 decimal places

  Step 3: Place decimal 2 places from the right in 312
          Answer = 3.12
      
Example: 0.05 x 0.3
  Step 1: 5 x 3 = 15

  Step 2: 0.05 has 2 decimal places
          0.3  has 1 decimal place
          Total = 3 decimal places

  Step 3: 15 becomes 0.015
          (need 3 decimal places, so add a leading zero)
      

Dividing Decimals

Dividing decimals requires a slightly different approach depending on whether the divisor (the number you are dividing by) is a decimal.

Dividing a Decimal by a Whole Number

Set up the long division as normal. Place the decimal point in the quotient (your answer) directly above where it appears in the dividend.

Example: 6.39 / 3
     2.13
   ------
  3 ) 6.39
      6
      ---
       03
        3
       ---
        09
         9
        ---
         0
      

Answer: 2.13

Dividing by a Decimal Divisor

When the divisor is a decimal, move its decimal point all the way to the right to make it a whole number. Then move the decimal point in the dividend the same number of places to the right. Now divide normally.

Example: 4.8 / 0.6
  Move decimal in 0.6 one place right  --> 6
  Move decimal in 4.8 one place right  --> 48

  Now solve: 48 / 6 = 8

  Answer: 8
      
Example: 1.44 / 0.12
  Move decimal in 0.12 two places right --> 12
  Move decimal in 1.44 two places right --> 144

  Now solve: 144 / 12 = 12

  Answer: 12
      

Converting Between Fractions and Decimals

Fraction to Decimal

Divide the numerator (top number) by the denominator (bottom number).

Examples:
  • 1/4 = 1 divided by 4 = 0.25
  • 3/5 = 3 divided by 5 = 0.6
  • 2/3 = 2 divided by 3 = 0.6666... (repeating, written as 0.&overline;6)
  • 7/8 = 7 divided by 8 = 0.875

Decimal to Fraction

Write the decimal digits over the appropriate power of 10, then simplify.

Examples:
  • 0.5 = 5/10 = 1/2
  • 0.25 = 25/100 = 1/4
  • 0.125 = 125/1000 = 1/8
  • 0.36 = 36/100 = 9/25

Common Decimal-Fraction-Percent Equivalents

Fraction Decimal Percent
1/20.550%
1/40.2525%
3/40.7575%
1/50.220%
1/100.110%
1/30.333...33.3%
2/30.666...66.7%
1/80.12512.5%

Rounding Decimals

Rounding reduces a decimal to fewer decimal places while keeping the value as close to the original as possible. Here are the steps:

  1. Identify the place you are rounding to.
  2. Look at the digit immediately to the right of that place.
  3. If that digit is 5 or greater, round up (add 1 to the target place). If it is 4 or less, round down (keep the target digit the same).
  4. Drop all digits to the right of the target place.
Example: Round 7.3852 to the nearest hundredth
  7.3852
      ^
      Hundredths place = 8
      Next digit (thousandths) = 5

  Since 5 >= 5, round up: 8 becomes 9

  Answer: 7.39
      
Example: Round 12.4749 to the nearest tenth
  12.4749
     ^
     Tenths place = 4
     Next digit (hundredths) = 7

  Since 7 >= 5, round up: 4 becomes 5

  Answer: 12.5
      
Watch out: When the digit you are rounding up is a 9, it becomes 10, which causes a carry. For example, rounding 3.996 to the nearest hundredth: the hundredths 9 rounds up because the thousandths digit is 6, giving 3.996 -> 4.00.

Real-World Applications

Decimals appear everywhere outside the classroom:

Frequently Asked Questions

Why do I need to line up decimal points when adding, but not when multiplying?

When adding or subtracting, each digit must be combined with digits of the same place value — tenths with tenths, hundredths with hundredths. Lining up the decimal points ensures this alignment. When multiplying, you are not combining like place values; instead, every digit multiplies every other digit and the final position of the decimal point is determined by counting total decimal places in the factors. The underlying arithmetic is fundamentally different for each operation.

What is a repeating decimal and how do I write it?

A repeating decimal is one where one or more digits repeat forever. For example, 1/3 = 0.333333... The digits never end. You write a repeating decimal by placing a bar (vinculum) over the repeating digit or group of digits: 0.&overline;3 or 0.&overline;142857 for 1/7. A decimal that ends (like 0.25) is called a terminating decimal. Fractions whose denominators have only 2 and 5 as prime factors will always produce terminating decimals.

How do I move the decimal point when multiplying or dividing by powers of 10?

Multiplying by a power of 10 moves the decimal point to the right by the number of zeros in that power. Dividing moves it to the left. For example: 3.7 x 100 = 370 (move right 2 places). 3.7 / 1000 = 0.0037 (move left 3 places). This is a powerful shortcut that saves time compared to writing out the full multiplication.

Is 0.1 + 0.2 really not equal to 0.3 on a calculator?

Yes — on most calculators and computers, 0.1 + 0.2 gives 0.30000000000000004. This is not a math error; it is a limitation of how computers store decimal numbers in binary (base 2). Numbers like 0.1 cannot be represented exactly in binary, so tiny rounding errors accumulate. In everyday calculations this does not matter, but it is important to know about in computer programming and scientific computing. In standard math class, 0.1 + 0.2 = 0.3 exactly.

Quick Quiz

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